mortgage loans

7 Steps to Follow

1. Understand the Home Buying Process – We can walk you though all the details of what to expect when buying a home.
2. Write down your priorities and Stick to them. – Sometimes your priorities on price based on what your looking at in the market. Try to stick with your original plan so you do not over spend.
3. Learn the Difference between gross pay and net pay.
4. Decide on the percentage of your take home pay.
5. Understand the impact of your debt. – Your debit can affect the rate you can obtain for your loan and then in turn affects the price you can afford.
6. Plan for maintenance costs and other expenses.
7. Build your emergency savings.